Learn how to regain your business' control of worker's compensation claims.
Content tagged with "workers compensation"
This ever-changing landscape is now impacting how states are responding to COVID-19, especially as it relates to worker's compensation.
Here's a few questions and answers about worker's compensation and COVID-19.
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Insurance needs can vary for every business but the basic coverage needed are Property, Liability, Umbrella, Automobile, and Workers Compensation.
Worker's Compensation premiums are determined by multiplying a state set manual rate by the amount of estimated payroll (measured in $100 increments), times your individual experience rating modification.
Join us as we discuss what to do next as the federal, state, and local governments reopen the economy.
Workers’ compensation insurance is protection for an employee and employer in the event of a workplace or work-related accident. This coverage can include payment for medical bills, disability benefits, and wage replacement.
With the exceptions of Texas and Wyoming, all 48 remaining states and the District of Columbia require that an employer carry Workers’ Comp.
Prices will vary depending on the number of employees and their job classifications. A general rule you can apply is approximately $1 in premium for every $100 of payroll.
The claim process starts with filing a report identifying the work-related injury or illness, then contacting your insurance provider and the state’s workers’ comp board and OSHA. If there is a disputed claim, an employee will be required to demonstrate that the injury is work-related.
No punitive actions can be taken against an employee with a filed workers’ compensation claim, so coverage cannot be canceled in response to a claim, but there is no general protection for health coverage, and it could be allowed to lapse in some circumstances. Additional filings, such as Family Medical Leave of Absence (FMLA) may be required to provide extra layers of protection.
Join us for an instructive webinar that will help illuminate the issues surrounding Workers’ Comp claims, as well as provide strategies on how your business can best manage the process.