Frequently Asked Question

What’s the elimination period of long-term care insurance?

An elimination period is similar to a deductible. When you begin using long-term care services there is a waiting period before the policy begins paying benefits. You are responsible for paying for all expenses during the elimination period. Depending on the policy’s schedule of benefits, an elimination period may be anywhere from 20 to 90 to 180, or up to 365 calendar days. Counting begins on the first day a policy holder receives medical services.

What’s the elimination period of long-term care insurance?

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