Frequently Asked Question

Are my recreational vehicles automatically covered on my homeowners’ policy?

Should you leave your premises; even to turn around on a roadway, you need to endorse your policy to add recreational vehicle liability.

Typically, as long as the recreational vehicle remains on your premises, your homeowners’ liability coverage would respond to the loss. Should you leave your premises; even to turn around on a roadway, you need to endorse your policy to add recreational vehicle liability. Physical damage coverage to your unit works the same as your vehicle in that you would have a deductible to pay at the time of loss.