Frequently Asked Question

My house is not worth that much, why do I need to insure it for that amount?

At the time of loss, the insurance company will not be buying your home but rebuilding it.

At the time of loss, the insurance company will not be buying your home but rebuilding it. Rebuilding a home often costs more than what it took to build it originally. Consider these factors: Temporary repairs, demolition and removal of debris, building permits, engineers and architects, outdated code compliance, landscaping, repair or replacing the foundation – just to name a few costs not realized.