Fall Maintenance Made Simple: Protecting Your Home and Business This Season

For homeowners and business owners, the fall season brings unique maintenance challenges that, if left unchecked, can turn into costly insurance claims. By taking a few preventative steps, you can protect your property, reduce risks, and enjoy everything the season has to offer.

Prevent Damage with Proactive Fall Maintenance

Wisconsin’s fall weather can shift quickly, and water damage is one of the most common seasonal issues. A little attention now can save you from big headaches later:

• Clean gutters and downspouts to prevent clogs that cause water buildup or ice dams.
• Inspect your roof for missing or damaged shingles that could lead to leaks.
• Check drainage systems around your home or building to ensure water flows away from foundations.
• Trim trees and remove debris that could damage roofs or vehicles during storms.

Keep Warm and Stay Safe

Before the temperatures drop, make sure your heating and safety systems are ready to perform:

• Schedule an HVAC or furnace inspection to keep heating systems efficient and reliable.
• Clean chimneys and fireplaces to reduce fire hazards.
• Replace air filters.
• Check smoke and carbon monoxide detectors and replace batteries as needed.

For business owners, it’s also a good time to review fire prevention equipment, such as sprinklers and extinguishers, and ensure emergency exits are clear and well-marked.

Prevent Slips, Falls, and Liability Risks

As daylight shortens and outdoor conditions change, property safety becomes even more important.

• Clear walkways, stairs, and parking areas of leaves, debris, and snow.
• Inspect exterior lighting to ensure visibility around entrances, sidewalks, and driveways.
• Repair uneven surfaces or broken steps that could cause trips or falls.

For businesses, regularly check that floor mats, signage, and maintenance routines are in place to minimize slip hazards for employees and customers.

Review Your Home and Business Insurance Before Winter Hits

Just as you inspect your property each season, it’s equally important to review your insurance coverage. Policies should reflect your current situation, whether that’s home upgrades, new equipment for your business, or changes in property value.

Your Partner in Preparation

At Ansay & Associates, we understand that the best insurance is proactive. Our team works with families and businesses alike to identify risks before they become claims. Whether you’re protecting a home, a business, or both, we’re here to help you navigate fall with confidence.

Talk to an advisor today!