Navigating The World of Rental Car Insurance Coverage
Traveling should be a time to relax and explore. However, it can be increasingly difficult to navigate travel insurance if you’re not prepared. For this blog, we’ll take a look at the world of rental car insurance.
Perhaps the first and most important step is to understand your own personal auto insurance. Most plans include coverage of your rental car, but if you’re not sure, ask your insurer or agent.
Other points to be aware of: First, your insurance only covers personal (non-business) use of cars. If you’re traveling for business, you’ll want to check with your employer. Second, even if you are covered by your personal insurance, you’re still responsible for paying the deductible on your plan for any accident damage. Third, if you reserve and pay with a credit card, check the card’s benefits. Most of the major credit card companies include collision insurance when you use the card.
So what does buying the car insurance offered by rental companies offer? Here’s a list of what’s typically offered:
Again, you’ll want to review what your personal car insurance covers. So, should you buy the extra rental car insurance? Here’s a few reasons to consider buying the extra insurance at the counter:
We encourage you to talk with your Ansay & Associates advisor while you plan your trip to discuss insurance needs. Learn more by visiting us at www.ansay.com