Press Releases
Revised Wisconsin Law May Affect Your Coverage and Premium
This past June, Governor Doyle and Democratic leaders in the State Legislature chose to adopt mandates to Wisconsin motorists. These mandates include increased liability limits, stacking of policy liability limits, mandatory and increased uninsured motorist coverage, and more.
Many independent insurance agents and insurance companies from across the State asked the Legislature NOT to adopt these mandates that were sure to increase auto insurance premiums for most people. Insurance companies are working hard to minimize these increases for their customers. However, these increases are forced upon you by the mandates that were passed in the State budget bill by the Legislature, not your insurance company.
Effective 11-1-09 many of these mandates go into effect and the insurance companies are forced to make these changes to your policy when you policy renews.
The following is a summary of the changes that may affect your policy:
Auto and/or Motorcycle Coverage
1. Increase in Minimum Liability Limits
The law requires the minimum limit for Bodily Injury Liability to be $50,000 for each person and $100,000 for each occurrence. The minimum limit for Property Damage Liability is $15,000 for each occurrence. If you have an auto or motorcycle insurance policy with liability limits less than these required limits, your policy must be increased at renewal.
2. Increase in Minimum Medical Payments Limit
The minimum amount of Medical Payments coverage you can purchase has been increased from $1,000 to $10,000. The insurance companies are required to provide at least $10,000 of Medical Payments coverage on every auto and motorcycle liability policy unless you reject this coverage entirely.
3. Increase in Minimum Uninsured Motorists Coverage Limits
This requires you to purchase Uninsured Motorists Bodily Insurance Coverage for no less than $100,000 for each person and $300,000 for each accident. If your auto or motorcycle policy currently has lower limits, the limits must be increased at renewal.
This coverage is mandatory and cannot be rejected.
4. Mandatory Underinsured Motorists Coverage and Limits
The law requires you to purchase Underinsured Motorists Coverage for no less than $100,000 for each person and $300,000 for each accident. If your auto or motorcycle policy currently does not include Underinsured Motorists Coverage or has coverage with lower limits, the limits must increase at renewal.
This coverage is mandatory and cannot be rejected.
Umbrella Coverage
The law requires Excess Uninsured Motorists Bodily Injury Coverage and Excess Underinsured Motorists Coverage to be included with umbrella policies, unless rejected in writing. If you do not wish to have this coverage included, you will need to sign a rejection form prior to your renewal. If you do not reject, coverage will be provided for an additional charge.
Please contact our office with any questions regarding your specific coverage.
The Wisconsin Legislature has made some very broad changes which will have a significant impact upon your insurance program. If you wish to express your concerns or discuss the law with your elected representative, you can find your legislators by visiting www.legis.state.wi.us, then click on “Who Represents Me” in the center of the page or you can call (608) 266-9960 during business hours.
This past June, Governor Doyle and Democratic leaders in the State Legislature chose to adopt mandates to Wisconsin motorists. These mandates include increased liability limits, stacking of policy liability limits, mandatory and increased uninsured motorist coverage, and more.
Many independent insurance agents and insurance companies from across the State asked the Legislature NOT to adopt these mandates that were sure to increase auto insurance premiums for most people. Insurance companies are working hard to minimize these increases for their customers. However, these increases are forced upon you by the mandates that were passed in the State budget bill by the Legislature, not your insurance company.
Effective 11-1-09 many of these mandates go into effect and the insurance companies are forced to make these changes to your policy when you policy renews.
The following is a summary of the changes that may affect your policy:
Auto and/or Motorcycle Coverage
1. Increase in Minimum Liability Limits
The law requires the minimum limit for Bodily Injury Liability to be $50,000 for each person and $100,000 for each occurrence. The minimum limit for Property Damage Liability is $15,000 for each occurrence. If you have an auto or motorcycle insurance policy with liability limits less than these required limits, your policy must be increased at renewal.
2. Increase in Minimum Medical Payments Limit
The minimum amount of Medical Payments coverage you can purchase has been increased from $1,000 to $10,000. The insurance companies are required to provide at least $10,000 of Medical Payments coverage on every auto and motorcycle liability policy unless you reject this coverage entirely.
3. Increase in Minimum Uninsured Motorists Coverage Limits
This requires you to purchase Uninsured Motorists Bodily Insurance Coverage for no less than $100,000 for each person and $300,000 for each accident. If your auto or motorcycle policy currently has lower limits, the limits must be increased at renewal.
This coverage is mandatory and cannot be rejected.
4. Mandatory Underinsured Motorists Coverage and Limits
The law requires you to purchase Underinsured Motorists Coverage for no less than $100,000 for each person and $300,000 for each accident. If your auto or motorcycle policy currently does not include Underinsured Motorists Coverage or has coverage with lower limits, the limits must increase at renewal.
This coverage is mandatory and cannot be rejected.
Umbrella Coverage
The law requires Excess Uninsured Motorists Bodily Injury Coverage and Excess Underinsured Motorists Coverage to be included with umbrella policies, unless rejected in writing. If you do not wish to have this coverage included, you will need to sign a rejection form prior to your renewal. If you do not reject, coverage will be provided for an additional charge.
Please contact our office with any questions regarding your specific coverage.
The Wisconsin Legislature has made some very broad changes which will have a significant impact upon your insurance program. If you wish to express your concerns or discuss the law with your elected representative, you can find your legislators by visiting www.legis.state.wi.us, then click on “Who Represents Me” in the center of the page or you can call (608) 266-9960 during business hours.
Ansay Moves to New Location in West Bend
The West Bend office of Ansay & Associates has moved to a new location at 1707 Vogt Drive, about 3 miles from our prior location in downtown.
Our new location will enhance our ability to better service our growing customer base with both a more efficient and effective office layout and increased parking. Ansay is committed to our West Bend clientele and we look forward to enhancing our relationships and building a greater presence in the West Bend community.
The West Bend office of Ansay & Associates has moved to a new location at 1707 Vogt Drive, about 3 miles from our prior location in downtown.
Our new location will enhance our ability to better service our growing customer base with both a more efficient and effective office layout and increased parking. Ansay is committed to our West Bend clientele and we look forward to enhancing our relationships and building a greater presence in the West Bend community.
Kelly Godejohn is Named Recipient of the PIA National 2009 CSR of the Year Award
Kelly Godejohn, Personal Lines Manager of PIA member agency Ansay & Associates, was named the PIA National 2009 Customer Service Representative of the Year on April 4, 2009 during a ceremony in Arlington, Virginia. The award was presented by the National Association of Professional Insurance Agents (PIA). Godejohn was honored for her outstanding professionalism as a customer service representative.
PIA National President-elect Jon Spalding said, “This year’s recipient of the PIA National CSR of the Year award is a consummate professional who epitomizes the attributes of an outstanding customer service representative. Kelly has a professional, caring manner in her dealing with clients which earns her their respect. She exhibits the highest degree of professionalism and involvement both with her clients and her community and is committed to achieving excellence.”
The PIA National Customer Service Representative (CSR) of the Year Award is given annually to an outstanding agency customer service representative who works for a PIA member insurance agency. Nominations for this award are made by PIA members. The award recognizes a CSR who has improved operations of the agency, served clients in a unique or extraordinary way and engaged in community involvement and activities to advance the betterment of the insurance industry.
Kelly Godejohn, Personal Lines Manager of PIA member agency Ansay & Associates, was named the PIA National 2009 Customer Service Representative of the Year on April 4, 2009 during a ceremony in Arlington, Virginia. The award was presented by the National Association of Professional Insurance Agents (PIA). Godejohn was honored for her outstanding professionalism as a customer service representative.
PIA National President-elect Jon Spalding said, “This year’s recipient of the PIA National CSR of the Year award is a consummate professional who epitomizes the attributes of an outstanding customer service representative. Kelly has a professional, caring manner in her dealing with clients which earns her their respect. She exhibits the highest degree of professionalism and involvement both with her clients and her community and is committed to achieving excellence.”
The PIA National Customer Service Representative (CSR) of the Year Award is given annually to an outstanding agency customer service representative who works for a PIA member insurance agency. Nominations for this award are made by PIA members. The award recognizes a CSR who has improved operations of the agency, served clients in a unique or extraordinary way and engaged in community involvement and activities to advance the betterment of the insurance industry.
Schaetz shapes agency's strategy for acquisitions
Ansay & Associates and Tom Schaetz appear in The Business Journal of Milwaukee in an article titled "Schaetz shapes agency's strategy for acquisitions". The article appeared September 8th of 2008.
The complete article can be found on the Business Journal web site here:
http://milwaukee.bizjournals.com/milwaukee/stories/2008/09/08/focus3.html
Ansay & Associates and Tom Schaetz appear in The Business Journal of Milwaukee in an article titled "Schaetz shapes agency's strategy for acquisitions". The article appeared September 8th of 2008.
The complete article can be found on the Business Journal web site here:
http://milwaukee.bizjournals.com/milwaukee/stories/2008/09/08/focus3.html